The latest report reveals deep concerns among Americans regarding personal finances. 45% of Americans express worry about their financial situation, particularly due to insufficient retirement savings (68%), rising living costs (56%), and issues with debt management (45%). Meanwhile, 62% of American workers report that financial difficulties have led to moderate to severe anxiety.
Currently, inflation and rising living costs (62%) are the primary financial concerns, followed closely by credit card debt (34%), housing costs (31%), and medical expenses (25%). Only 20% of Americans believe their financial situation is "very stable." Additionally, due to worries about unemployment and instability in the job market, 56% of Americans plan to seek new job opportunities in 2025, while 27% are already looking for work.
Image source note: The image is generated by AI, with service provided by Midjourney
With the high demand in the tech industry, particularly in artificial intelligence and software development, many software engineers are facing intense competition. A survey shows that 72% of software engineers have started using generative AI in their development processes, with 48% using it daily. However, 40% believe it hasn't saved them enough time to complete other tasks.
The potential of generative AI is not only reflected in daily work but also provides significant support for job seekers. With AI tools, job seekers can easily generate customized resumes, highlight their skills and experiences using resume builders, and improve their resume's chances of passing through keyword integration. Additionally, cover letters can be personalized with the help of AI, and AI-assisted interview question generation helps candidates prepare better for interviews.
Even more advanced are AI job matching platforms like Amply's Robin, which uses conversational AI to help job seekers precisely match with the most suitable positions. Job seekers can not only search for the best-fitting roles but also converse with AI to clarify their career preferences, skills, and goals, streamlining the job application process and avoiding endless job filtering.
These AI-based job assistance tools offer unprecedented convenience to job seekers, enhancing their job search efficiency and helping them quickly find suitable job positions. Major companies like Microsoft have already begun incorporating such AI technologies into their platforms, and this trend is expected to become increasingly widespread.
As financial anxiety intensifies and competition in the job market escalates, the use of generative AI provides American workers with a new job-seeking advantage, likely helping them stand out in the competitive labor market.