Zhaolian Consumer Finance has released the industry's first open-source large model with 13 billion parameters, named "Zhaolian ZhiLu," which boasts high accuracy and specialized financial knowledge. This model is capable of meeting customized needs, enhancing work efficiency, and reducing costs. In the future, the model will be applied to specific scenarios such as risk control management, code generation, and operational improvement, while continuing to explore the technology of intelligent agents and the principle of technology for good. On authoritative rankings C-Eval and CMMLU, Zhaolian ZhiLu ranks among the top, bringing significant technological advancements to the consumer finance industry. This release marks an important step forward in the intelligent development of the consumer finance industry, offering new opportunities for industry enhancement and innovation.