The data to be translated: Visa is not only poised for increased sales during the upcoming holiday shopping season but also faces the challenge of cybercrime attacks. Chief Risk Officer Paul Fabara stated that Visa has invested over $3 billion in building an anti-fraud system that analyzes transactions in real-time and evaluates 500 unique risk factors. Despite using AI to combat crime, Visa emphasizes the critical role of human intelligence in collaboration, working together with merchants and other entities to address potential fraud. Consumers are reminded to use multi-factor authentication and complex passwords, and to remain vigilant against potential threats.