McKinsey: Generative AI in Banking Could Generate $3.4 Trillion in Annual Profits
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McKinsey's latest article points out that generative artificial intelligence can add $2.6 trillion to $4.4 trillion in value to various industries globally each year. Banks are expected to potentially gain annual profits of $2000 billion to $3400 billion from this, equivalent to 9% to 15% of their operating profits. When adopting generative AI, banks need to manage changes in leadership alignment, business unit responsibility, and value-centric use cases. To ensure success, the article proposes seven key dimensions, including strategic planning, talent, technology, data, and risk control.
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