Mastercard recently announced the launch of a new AI model called "Decision Intelligence Pro," designed to help banks within its network detect fraud. This model can increase the detection rate of fraudulent transactions by up to 300% compared to previous models. It uses the cardholder's merchant history for predictive judgment, with the entire process taking about 50 milliseconds. Mastercard has been committed to cybersecurity and AI technology over the past five years, with investments exceeding $70 billion.