Pine is an AI-driven application designed to help users reduce bills, cancel subscription services, and resolve customer support issues. It automates phone and online services, allowing users to avoid long waits and complex customer service processes, saving time and reducing stress. Pine employs data-driven negotiation strategies, assisting users in achieving an average savings of 20% on telecom and cable bills, and can claim refunds for unsatisfactory purchases or experiences. Background information indicates that Americans lose up to $12 billion each year due to credit card late fees, which can be reduced through negotiation. Pine offers a free trial, followed by potential charges.